Fair Care Plus helps employers and providers deliver transparent, cash-pay healthcare with fast reimbursements, fewer administrative burdens, and better outcomes for everyone.
Employees do not sign up individually. Employers enroll and add members directly.
Employers are paying more every year while employees receive less clarity, fewer choices, and unpredictable bills.
Fair Care Plus replaces opaque insurance pricing with direct, cash-pay healthcare — reimbursed quickly and managed transparently.
Employers partner with Fair Care Plus and add eligible employees directly.
Members choose any provider and pay upfront, knowing the real cost before care.
Employees upload receipts and receive reimbursements — often within days.
No networks. No hidden pricing. No billing surprises.
Cash pricing is often 30–70% lower than insurance-negotiated rates.
Employees know prices before care — no surprise bills.
Members choose providers without network restrictions.
No complex claims processing or prior authorizations.
Designed to align with ERISA and ACA frameworks.
Fair Care Plus connects providers with motivated, cash-pay patients — without insurance friction.
Patients pay cash at the time of service.
No complex claims processing or insurance paperwork.
Cash payments eliminate insurance claim rejections.
Streamlined process means more patients served.
Set and display your cash prices clearly.
Employees save significantly on out-of-pocket costs with transparent cash pricing.
Affordable benefits that compete with larger employers' offerings.
Reduce overall healthcare spend while improving employee satisfaction.
Connect with employers seeking cash-pay healthcare solutions.
A compliant, cost-effective alternative to traditional insurance.
At a fraction of hospital-billed costs with transparent pricing.
Without inflated insurance markups, paying the real cash price.
Chiropractic, PT, primary care at predictable prices.
Fair Care Plus grows through trusted referrals.
Share with:
No. Employers enroll and manage member access directly. Employees are added by their employer and receive invitations to join.
No. Fair Care Plus is a healthcare benefits model centered on transparent, cash-pay care and reimbursements. It's structured as an ERISA-compliant health reimbursement arrangement (HRA).
Yes. Many employers use Fair Care Plus alongside traditional or self-funded plans to provide additional benefits and cost savings.
Fair Care Plus is structured to align with ERISA and ACA requirements. We provide automatic form generation (Form 1095-C, SPD, Form 5500) to ensure compliance.
Whether you're an employer seeking better outcomes or a provider tired of insurance friction, Fair Care Plus offers a simpler way forward.